Projects with 2026 occupancy are largely sold through the original purchase channel. Assignments are the primary route for buyers who want to move in this year.
Pre-construction projects with 2026 occupancy dates were largely purchased at VIP events in 2021 and 2022 — four to five years ago. Very few units remain available directly from builders in this cohort. The main route into a 2026-closing project is through an assignment sale: purchasing the interest of an original buyer who needs to exit before closing.
For buyers who want to be in a brand-new unit by the end of 2026, assignments represent a genuine opportunity. Many 2021–2022 buyers are motivated to assign — particularly those who purchased as investors and are re-evaluating their portfolios, or who face personal circumstances that have changed since signing. Our team maintains an active assignment list for 2026-closing projects across Ontario.
The 2021–2022 pre-construction market saw record sales volumes — thousands of Ontario buyers signed agreements during a period of historically low interest rates and rapid price appreciation. Many of those buyers were investors who projected rental yields based on 2021 rate assumptions. With financing costs higher at closing than originally modelled, a subset of these buyers are choosing to assign rather than close.
This creates a buyer's window in the assignment market. Assignment sellers with a closing deadline are motivated — they need to find a buyer before occupancy, or they face closing on a mortgage they don't want. Motivated sellers negotiate. Our team identifies these situations early, when there's still time for a clean transaction.
What to Expect When Buying an Assignment
You reimburse the original buyer's deposits already paid, plus an agreed profit (or discount). You then take over all remaining obligations — any outstanding deposits, occupancy fees, and the final mortgage closing. Your lawyer reviews both the original APS and the assignment agreement. Builder consent is required. See our Assignment Guide for the full process.
| City | Type | Assignment Price From | Occupancy | Notes |
|---|---|---|---|---|
| Hamilton | Condo | $449,000 | Q2–Q4 2026 | James North corridor, cap rate 5.5–6.5% |
| Brampton | Condo | $489,000 | Q3–Q4 2026 | LRT corridor, motivated sellers |
| Oshawa | Condo | $459,000 | Q2–Q4 2026 | UOIT demand, strong rental fundamentals |
| Toronto East | Condo | $649,000 | Q3–Q4 2026 | Ontario Line proximity projects |
| Mississauga | Condo | $579,000 | Q4 2026 | Square One / Hurontario corridor |
Closing timelines on 2026 assignments are compressed. Depending on when in the year occupancy falls, you may have 3–6 months from assignment signing to final closing. You need:
Tell us your city and budget. Our team reaches out personally within 1 hour with projects matching your closing year, city, and price range — before they go public.
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