Under $500KUnder $600KUnder $700KUnder $800KUnder $1M$600K–$900K$900K–$1.5M
Under $800,000

Pre-Construction Under $800,000 in Ontario — 2026

Under $800K reaches into core Toronto, Oakville, Markham, and Mississauga waterfront. This range opens up the GTA's most established pre-construction markets.

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Under $800,000 is the threshold where Toronto's pre-construction market opens up — mid-rise condos in established Toronto corridors, transit-oriented towers in Markham and Vaughan, and single-family townhomes in Brampton and Burlington all fall comfortably within this budget. For buyers who have been frustrated by the $900K+ price points of premium downtown addresses, the under-$800K range offers a genuine alternative without leaving the GTA's transit network.

Oakville's condo market — with Ontario's top-ranked school districts and Lake Ontario access — starts at $769,000 in this range, making it accessible for the first time to buyers who previously assumed Oakville required a $1M+ budget.

Under $800K — What Each Market Delivers

CityTypeCondo FromTown FromNotes
TorontoCondo$699,000All major corridors, Ontario Line, Eglinton LRT
MississaugaCondo / Town$599,000$779,000Lakeview Village waterfront, LRT
OakvilleCondo$769,000Top school district, GO access
MarkhamCondo / Town$699,000$799,000Tech hub, YRDSB schools, GO 45 min
Richmond HillCondo / Town$699,000$799,000Yonge corridor, GO expansion coming
VaughanTown$729,000$799,000VMC employment, TTC subway, York Region
BurlingtonCondo / Town$699,000$799,000GO Lakeshore, lakefront, top schools
BramptonTown / Semi$699,000$799,000GO + LRT access, detached-alternative

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Deposit Example — Under $800K

Deposit example on a $749,000 Toronto condo (15%):

At Signing (5%)$37,450
30 Days (2.5%)$18,725
90 Days (2.5%)$18,725
12 Months (2.5%)$18,725
Occupancy (2.5%)$18,725
Total Deposits (15%)$112,350
Balance at Closing via Mortgage$636,650

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